Posted in Mortgage

What are the included costs in the mortgage refinance?

Mortgage points (or Discount points)   Mortgage points are charges paid to the lender directly at closing, in exchange for a decreased interest rate. This…

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Posted in Mortgage

What credit rating is required during purchasing a home?

Are you a first-time homebuyer? One of the crucial determinants in securing a mortgage is your credit score. The three-digit numbers sometimes make buying a…

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Posted in Mortgage

All about National Mortgage Rates

After some straight declines for a few weeks, mortgage rates have started marching up one more time. When I observed the 30- year fixed are…

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