Keep a good credit history and increase your credit score without being in debt

Be a responsible cardholder


Owning a credit card with no remaining balance if not the best— is one of the best ways to increase your credit score, without acquiring debt. With this, you can gain credit score by virtue of your low debt-to-credit proportion. Furthermore , you can get additional credit score by paying bills on time.


Also, it’s important to note that you may receive generous rewards when you open an account in a proper credit card company!


To cut a long story short, obtain a credit card, and be responsible for it.

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Author: Donna Woods

  • 6+ years of experience in financial analysis
  • 5+ years of experience as a writer, published author, editor, and screenwriter