Keep a good credit history and increase your credit score without being in debt

Before credit card companies approve a prospect’s credit application, they will utilize everything at their disposable to know their financial background first.


These include the prospect’s credit history and credit score.


Credit History


is the accumulated historical credit data that the credit reporting agencies gather to learn about the borrower’s credit background.

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Author: Donna Woods

  • 6+ years of experience in financial analysis
  • 5+ years of experience as a writer, published author, editor, and screenwriter