Avoiding debt like the plague: Three ways to efficiently keep yourself away from debt

Create an ideal budget plan and stick with it


Stick to your budget plan like your life depends on it, though this might sound exaggerated, but when you think of it—you are literally dependent on your budget to live.


Making an ideal budget does not certainly mean that you don’t get to enjoy life in terms of material fulfillment. It does not mean no more partying, no more dining out in expensive restaurants, or no more buying fancy smartphones.


However, sacrificing the desire for early material gratification, in exchange for a better financial status in the future, will help you ensure a luxurious way of living later in life.

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Author: Donna Woods

  • 6+ years of experience in financial analysis
  • 5+ years of experience as a writer, published author, editor, and screenwriter